Radley Associates is the leading supplier of advanced risk modelling systems for commercial real estate banking and investing.
Utilising big data and simulation RAs leading product Proms is uniquely able to measure both market and credit risk in complex real estate transactions and portfolios. Leading US and European banks use the system for loan origination, pricing, credit processing, portfolio management, securities structuring and stress testing. All loan types are covered including: Construction Loans, IPRE, Bridging and Buy-to-Let.
Full risk metrics at the individual loan and portfolio level are provided including PD, EAD, EL, MPL, Economic and Regulatory Capital.
Proms is a complete bank-wide system for income producing real estate risk management.